ELVI Grocery stores
100% Financiado

Tasa de interés:14%
Período:12 meses
Objetivo: 200 000€
Min. objetivo: 50 000€
Abre: 2019/09/24
Vence: 2019/10/24
Categoría: Specialized
Ubicación: Latvia
Inversiones: 1060



An operator of ELVI grocery stores and specialized alcoholic stores Alk Outlets is planning to develop further their business seeking a loan to improve their turnover, special resources and store network by opening new stores.
Current investment opportunity offers CROWDESTOR investors to make a loan with 14% annual interest rate which is paid every month, secured by guarantee of the Borrower.
Minimum target to be raised in CROWDESTOR platform is EUR 50 000,00 and the maximum target is EUR 200 000,00.


Minimum target: EUR 50'000
Maximum target: EUR 200'000
Loan term: 12 months
Interest rate: 14 % per annum
Interest payments: paid monthly
Loan repayment: In full at the end of the Loan Term
Crowdestor BuyBack fund: Yes
Location: Latvia
Security: The loan is secured by a guarantee of the borrower company

The Project

The operator is planning to open new stores in order to improve their store network in addition to increase their turnover and special resources as well.
In the table below can see the planned increase in turnover as well as the stores that are planned to open.



Company Banderi S.IDE is the second largest partner using ELVI franchise. Company Banderi S.IDE is working under two shopping networks trademarks – ELVI and AlkOutlet. Company was founded in 2010.
In year 2015 Banderi S.IDE operated 4 stores with a turnover 2.2 mil eur
In year 2016 Banderi opened 12 new stores, closed 2 stores. Annual turnover reached 6.09 mil EUR.
Year finished with 14 working stores.
In year 2017 Banderi opened 12 new stores, closed 2 and made 3 store’s reconstructions. They reached their turnover goal with 9.6 mil EUR.
Year finished with 24 working stores.
In year 2018 Banderi opened 4 stores, closed 1 and made 1 store reconstruction. Company operates with 27 branches. Year 2018 annual turnover reached 14 mil. EUR
Current Banderi shareholders: SIA Realto Capital (70%), Gatis Krasovskis (15%), Intars Krasovskis (15%). SIA Realto Capital is a holding company owned by Alvis Krasovskis.
Company Banderi totally employ 196 employees in offices and 30 branches.

    • Director;


    • The principal accounting officer;


    • 2 operational accountants;


    • Chief of staff;


  • 3 regional trade managers;

The manager of new projects and farm work is about to start working.
Company address: Rīga, Braslas street 29A-1, Latvia.

Gross turnover and planned turnover for all Banderi stores:


Banderi stores (ELVI & AlcOutlet) turnover proportions:


Sales Profit Amount:


As part of the franchise agreement, Elvi Latvija provides stores with:

    • Product assortment and procurement


    • Layout of shelves, displays and products


    • Marketing


    • ERP system for stores


  • Personnel training and HR system

From 2013 to 2016 the gross turnover of Elvi stores grew by 45%, due to new franchise partners and successful operations of the existing chain. The number of Elvi stores has increased by 122% since 2012.

ALK Outlet – a successful related business, which brings additional revenue and profit
The first Alk Outlet was opened on September 13, 2012, in Ķekava. Alk Outlet stores offer the most popular brands of alcoholic and soft drinks at prices that are 20-30% cheaper than in other stores. In addition, customers can also buy non-alcoholic beverages, as well as various accessories necessary for use of alcoholic drinks.
The brand was created because:

    • Management saw an opportunity to gain significant market share by using their expertise and ability to achieve additional profits.


    • Alk Outlet can be positioned next to Elvi stores, gaining synergies for both stores


  • Potential law forbidding sales of strong alcohol in grocery stores is considered by the government.

Banderi ELVI stores:

    • Riga, Brivibas 92, Latvia


    • Druva, Vienibas iela 4, Latvia


    • Iecava, Baldones iela 42, Latvia


    • Jelgava, Svetes iela 9, Latvia


    • Odziena, Vietalvas pag., Kalēji, Latvia


    • Zeltritu iela 16-2, Marupe, Latvia


    • Ventspils, Kuldigas iela 124, Latvia


    • Rezekne, Atbrivosanas aleja, Latvia


    • Malta, Latvia


    • Liepaja, Dzintaru iela 25/27, Latvia


    • Liepaja, Rigas iela, Latvia


    • Liepaja, Talsu iela 47, Latvia


    • Kr. Valdemara iela 2a, Latvia


    • Tervete, pagasta maja, Latvia


    • Venstpils, Sarkanmuizas dambis, Latvia


    • Bukulti, Latvia


  • Ciekurkalns, Latvia

Banderi AlkOutlet stores:

    • Riga, Juglas Krastmala 2, Latvia


    • Riga, Dzelzavas iela 74, Latvia


    • Riga, Braslas 29a, Latvia


    • Riga, Ropazu iela 28, Latvia


    • Riga, Maza Nometņu iela 27, Latvia


    • Riga, Dzirciems 42, Latvia


    • Dobele, Uzvaras 5, Latvia


    • Jelgava, Pasta 51, Latvia


    • Ventspils, Tirgus laukums 1, Latvia


    • Druva, Latvia


    • Riga, TC Mežciems, Latvia


    • Livani, Rigas street 68, Latvia


  • Marupe, Zeltritu street, Latvia


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