SUMMARY
This is the first project on CROWDESTOR platform that has been automatically scored using new SME scoring automation system. In addition, a credit report was automatically generated for the borrower. The the same credit report is now avaliable for Investors to analyze the borrower in more detail and make more balanced decision. Investors can find the automatically generated credit report in attachment. For more informaiton on how the credit report was made, what databases are used and interpretation on the results - please see scoring policy of CROWDESTOR in this link.
** See the full Credit report in attachments.
The meat processing company Ramatas Plus continues to expand its presence in the retail sector in the Baltic market, complementing the daily assortment of meat products in large supermarket chains.
Today market of meat and meat products is characterized by increased competition and is also influenced by changes in consumer behavior patterns. Consumer preferences on the choice of meat products in the context of the COVID-19 pandemic has been redistributed. Sales have shifted towards chilled semi-finished products and are showing almost double-digit growth compared to the whole meat market.
Consumers are willing to pay more for chilled high-quality semi-finished products produced from a whole piece and minced meat - "kupaty" and cooking sausages. From the consumer's point of view, with a solution that offers the convenience and speed of cooking, this is a great option for home lunch or dinner. The short shelf life of chilled semi-finished products does not scare consumers - they solve this issue by storing products in the freezer, buying them in reserve.
The company has long-term partnerships with food retail chains - RIMI Baltic, MAXIMA GRUPĖ, Top!, CITRO, Mego, Baltstor, Lats, Elvi, Beta, Sanitex, Aibe, Depo and other supermarket chains and has existing supply agreements.
In order to ensure this stage of the expansion plan, we strive to raise the necessary funds for the successful launch of a line of high-quality chilled semi-finished products in the high price segment in the Baltic market, therefore the company needs additional financing of 50,000 euros.
Investment opportunity
Current investment opportunity offers CROWDESTOR investors to make a loan with a 28.5 % annual interest rate with a monthly repayment of the principal amount and interest. Minimum target to be raised in this fundraising phase is EUR 10 000,00 and the maximum target is EUR 50 000,00
Security provided
The loan is secured with a corporate guarantee by the Company and a personal guarantee from Company shareholders.
Minimum target: EUR 10'000
Maximum target: EUR 50'000
Loan term: 12 months
Interest rate: 28.5 % per annum
Interest payments: paid monthly
Loan repayment: repaid monthly in similar installments
Crowdestor Provision fund: Yes.
Collateral: Personal guarantee from company management.
Message from Ramatas Plus CEO
Dear Investors,
I would like to use this opportunity in our new fundraising campaign, to tell you more about the progress of the initial campaign, where through your investment we were able to raise 65,000 euros for working capital to expand sales of meat products in MAXIMA Estonia, the allocation of funds has been executed, and the results obtained to date are consistent with the original plan.
First of all, I would like to thank all of you, who consider our campaign as a promising investment opportunity and help us lead our business to further success.
The initial fundraising investments were used to finance the cooperation and distribution of meat products in the MAXIMA Estonia food retail chain, which are sold at the planned extra charge. Sales of these products have exceeded the plan already by 12%, meaning that the turnover of stock is faster.
Therefore, here we present our new fundraising campaign to ensure rapid expansion.
Best,
Jelena Agapova
OPPORTUNITY TO GROW
Since the company’s initiation, there has always been a focus on the client. The current pace of life of the consumer does not give him the opportunity to spend time on a long search for food products and their preparation. This fact obliges us to produce products convenient for the consumer. At the same time, products must be of high quality and diverse.
Today we can say that in the categories of meat products the company has established itself well and is profitable. Taking into account our customers and market knowledge, the decision to expand our product line was simply logical and pragmatic.
The financial goal is to use this extension to increase profitability. To establish a significant market share, working capital is of great importance, which creates an opportunity for both Investors and the company.
COMPANY PROFILE
The meat processing company Ramatas Plus has been operating in the market since 2014 and successfully cooperates with the largest retail chains in the Baltic region, such as RIMI Baltic and MAXIMA GRUPĖ.
Ramatas Plus is one of the leading suppliers of meat products in the Latvian market. The company's aim is to continuously supply its best products to food retail chains in the Baltic countries.
Careful work is aimed at successful cooperation with leading retail chains. The main customers of the company are RIMI Baltic, MAXIMA GRUPĖ, Top!, CITRO, Mego, Baltstor, Lats, Elvi, Beta, Sanitex, Aibe, Depo and others.
ABOUT THE COMPANY
Name of the company |
RAMATAS PLUS, SIA |
Registration number |
40103734514 |
Registration date |
25.11.2013 |
Registration country |
Latvia |
Legal address |
Granīta iela 10, Rīga, LV-1057 |
Shareholder |
Agapova Jeļena |
Board member |
Agapova Jeļena |
Actual address |
Granīta iela 10, Rīga, LV-1057 |
Financials & ratios |
|
Year of financials |
2018 |
Currency |
EUR |
Revenue |
12 426 045 |
After tax profit |
352 491 |
Number of employees |
34 |
Equity capital |
20 740 |
Tax debt / revenue ratio |
0,04% |
Liquidity ratio |
1 |
Return on assets |
25 |
Link to publicly available sources |
|
Attachments |
Lursoft Financial report; CROWDESTOR Credit report |
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